Hailstorms can strike unexpectedly, leaving a trail of damage in their wake. If your home has recently been hit by hail, it’s important to assess your roof for damage as soon as possible. Left unaddressed, hail damage can lead to costly repairs down the road. Here’s what to look out for, the types of damage hail can cause, and some key information about navigating an insurance claim.
Signs of Hail Damage on Your Roof
Hail damage is not always obvious from the ground, so you may need to conduct a closer inspection or call a professional for an assessment. Here are some common indicators of hail damage:
● Dents or Bruising on Shingles – Asphalt shingles may show dents or soft spots where hail has impacted. If you run your hand over the surface, you may feel a spongy texture.
● Missing or Cracked Shingles – Hail can crack shingles or knock them loose, leading to exposure that makes your roof vulnerable to leaks.
● Granule Loss – Check your gutters and downspouts for excessive granules, which can indicate that hail has stripped away the protective surface of your shingles.
● Damage to Flashing and Vents – Metal components such as roof flashing, vents, and skylight frames may show dents or bending.
● Gutter and Downspout Damage – If your gutters are dented or detached, it could be a sign that hail hit your home hard enough to cause roof damage as well.
The Impact of Hail Damage on Your Roof
Even minor hail damage can lead to long-term issues if not repaired promptly. Some common problems that arise from hail damage include:
● Leaks and Water Damage – Once shingles are compromised, water can seep through and cause interior leaks and mold growth.
● Reduced Lifespan of Your Roof – Hail-damaged shingles deteriorate faster, meaning your roof may not last as long as expected.
● Structural Damage – If left unaddressed, ongoing water infiltration can weaken the underlying structure of your roof, leading to costly repairs or even replacement.
Navigating Insurance Claims for Hail Damage
If you suspect hail damage, it’s important to act quickly when dealing with insurance claims. Here’s a general process to follow:
1. Document the Damage – Take clear photos of all visible hail damage, including shingles, gutters, vents, and siding. Note the date of the hailstorm.
2. Contact Your Insurance Company – Report the damage as soon as possible and request an inspection from an adjuster.
3. Get a Professional Inspection – Insurance adjusters may not always catch everything. Having a licensed roofing contractor, like Ripcord Construction, provide a detailed inspection can help ensure all damage is properly assessed.
4. Review Your Policy – Check your homeowner’s insurance policy to understand what is covered and any deductibles that apply.
5. Schedule Repairs – Once your claim is approved, work with a reputable contractor to get your roof repaired or replaced.
Trust Ripcord Construction for Your Hail Damage Repairs
If your home has suffered hail damage, Ripcord Construction is here to help. We are fully licensed and insured, and our experienced team understands how to properly assess and repair hail-damaged roofs. As a family-owned business serving Southeast Michigan and Northwest Ohio for over 15 years, we take pride in offering honest assessments and quality workmanship.
Go with a company that’s made of real people who genuinely care about helping you find the best solution for your home. Call us today at 734-288-8445 or visit our website to request a free estimate!
